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	<title>Comments on: Paying Off Debt Is “Freedom” Spelled With A Zero</title>
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	<link>http://www.peaceandprojects.com/blog/2010/03/paying-off-debt-is-freedom-spelled-with-a-zero/</link>
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		<title>By: Carol</title>
		<link>http://www.peaceandprojects.com/blog/2010/03/paying-off-debt-is-freedom-spelled-with-a-zero/#comment-2003</link>
		<dc:creator>Carol</dc:creator>
		<pubDate>Tue, 08 Mar 2011 04:30:30 +0000</pubDate>
		<guid isPermaLink="false">http://www.peaceandprojects.com/blog/?p=1137#comment-2003</guid>
		<description>Hi Melissa,
I happened upon this while doing some research on &quot;success/failure orientation.&quot;  I&#039;ve clicked on SEVERAL links and enjoyed each and every posting, including feedback from your many followers.

We recently experienced Dave Ramsey&#039;s Financial Peace University at our church and being debt-free (except the mortgage) is very liberating indeed!

I&#039;m working on my Plan B (www.sendoutcards.com/carolcares) so I can retire from my nursing job and help people in other ways.

Keep up the great work and congratulations on &quot;breaking up&quot; with your day job!</description>
		<content:encoded><![CDATA[<p>Hi Melissa,<br />
I happened upon this while doing some research on &#8220;success/failure orientation.&#8221;  I&#8217;ve clicked on SEVERAL links and enjoyed each and every posting, including feedback from your many followers.</p>
<p>We recently experienced Dave Ramsey&#8217;s Financial Peace University at our church and being debt-free (except the mortgage) is very liberating indeed!</p>
<p>I&#8217;m working on my Plan B (www.sendoutcards.com/carolcares) so I can retire from my nursing job and help people in other ways.</p>
<p>Keep up the great work and congratulations on &#8220;breaking up&#8221; with your day job!</p>
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		<title>By: Linda Lee</title>
		<link>http://www.peaceandprojects.com/blog/2010/03/paying-off-debt-is-freedom-spelled-with-a-zero/#comment-1998</link>
		<dc:creator>Linda Lee</dc:creator>
		<pubDate>Mon, 07 Mar 2011 20:11:48 +0000</pubDate>
		<guid isPermaLink="false">http://www.peaceandprojects.com/blog/?p=1137#comment-1998</guid>
		<description>Congratulations, Melissa!  I enjoy the community spirit you&#039;ve created around living simply and without debt.  It not only makes individuals&#039; and families&#039; lives better -- it makes the world a better place!  Thank you!</description>
		<content:encoded><![CDATA[<p>Congratulations, Melissa!  I enjoy the community spirit you&#8217;ve created around living simply and without debt.  It not only makes individuals&#8217; and families&#8217; lives better &#8212; it makes the world a better place!  Thank you!</p>
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		<title>By: Melissa</title>
		<link>http://www.peaceandprojects.com/blog/2010/03/paying-off-debt-is-freedom-spelled-with-a-zero/#comment-1983</link>
		<dc:creator>Melissa</dc:creator>
		<pubDate>Mon, 07 Mar 2011 19:28:02 +0000</pubDate>
		<guid isPermaLink="false">http://www.peaceandprojects.com/blog/?p=1137#comment-1983</guid>
		<description>Hi Susan! Nice to see you here. Excellent points all around. Stressing over debt is soooo draining. I&#039;m glad to be done with that.
Talk to you soon. :-)
Melissa</description>
		<content:encoded><![CDATA[<p>Hi Susan! Nice to see you here. Excellent points all around. Stressing over debt is soooo draining. I&#8217;m glad to be done with that.<br />
Talk to you soon. <img src='http://www.peaceandprojects.com/blog/wp-includes/images/smilies/icon_smile.gif' alt=':-)' class='wp-smiley' /><br />
Melissa</p>
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		<title>By: Susan</title>
		<link>http://www.peaceandprojects.com/blog/2010/03/paying-off-debt-is-freedom-spelled-with-a-zero/#comment-1979</link>
		<dc:creator>Susan</dc:creator>
		<pubDate>Mon, 07 Mar 2011 17:09:22 +0000</pubDate>
		<guid isPermaLink="false">http://www.peaceandprojects.com/blog/?p=1137#comment-1979</guid>
		<description>Love this. I recently talked about this same thing, how you should create a Trust Fund for yourself. A fund that says you trust in yourself, your talents, your resourcefulness - whatever it is you need a cushion for. 

My parents had financial spikes and deep lulls while I grew up, so I learned fast money is just a tool and that&#039;s it. It comes and go and you can greatly reduce dependency by sticking to a lifestyle that doesn&#039;t triple in expense just b/c your income might temporarily.

We paid off all our debt just shy of getting married and I couldn&#039;t be happier to know our savings is our own and that our time is our own and not spent stressing over debt.

Congrats!! That&#039;s really exciting and phenomenal.</description>
		<content:encoded><![CDATA[<p>Love this. I recently talked about this same thing, how you should create a Trust Fund for yourself. A fund that says you trust in yourself, your talents, your resourcefulness &#8211; whatever it is you need a cushion for. </p>
<p>My parents had financial spikes and deep lulls while I grew up, so I learned fast money is just a tool and that&#8217;s it. It comes and go and you can greatly reduce dependency by sticking to a lifestyle that doesn&#8217;t triple in expense just b/c your income might temporarily.</p>
<p>We paid off all our debt just shy of getting married and I couldn&#8217;t be happier to know our savings is our own and that our time is our own and not spent stressing over debt.</p>
<p>Congrats!! That&#8217;s really exciting and phenomenal.</p>
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		<title>By: Melissa</title>
		<link>http://www.peaceandprojects.com/blog/2010/03/paying-off-debt-is-freedom-spelled-with-a-zero/#comment-1910</link>
		<dc:creator>Melissa</dc:creator>
		<pubDate>Mon, 28 Feb 2011 19:53:18 +0000</pubDate>
		<guid isPermaLink="false">http://www.peaceandprojects.com/blog/?p=1137#comment-1910</guid>
		<description>Ooo, Mr. Right keeps pushing for us to pay off the mortgage. We&#039;ll get there - we have some savings goals in mind first. 
Good luck to you and thanks for stopping by!</description>
		<content:encoded><![CDATA[<p>Ooo, Mr. Right keeps pushing for us to pay off the mortgage. We&#8217;ll get there &#8211; we have some savings goals in mind first.<br />
Good luck to you and thanks for stopping by!</p>
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		<title>By: LobotoME {goods to keep ME sane}</title>
		<link>http://www.peaceandprojects.com/blog/2010/03/paying-off-debt-is-freedom-spelled-with-a-zero/#comment-1868</link>
		<dc:creator>LobotoME {goods to keep ME sane}</dc:creator>
		<pubDate>Sat, 26 Feb 2011 04:19:10 +0000</pubDate>
		<guid isPermaLink="false">http://www.peaceandprojects.com/blog/?p=1137#comment-1868</guid>
		<description>Love these posts - such great inspiration! (Found you via Zen Habits)

We just have the mortgage left (and lost some steam post other debt) but are getting back on the aggressive bandwagon!  

Cheers, Jenny</description>
		<content:encoded><![CDATA[<p>Love these posts &#8211; such great inspiration! (Found you via Zen Habits)</p>
<p>We just have the mortgage left (and lost some steam post other debt) but are getting back on the aggressive bandwagon!  </p>
<p>Cheers, Jenny</p>
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		<title>By: julia</title>
		<link>http://www.peaceandprojects.com/blog/2010/03/paying-off-debt-is-freedom-spelled-with-a-zero/#comment-933</link>
		<dc:creator>julia</dc:creator>
		<pubDate>Sat, 12 Jun 2010 17:39:53 +0000</pubDate>
		<guid isPermaLink="false">http://www.peaceandprojects.com/blog/?p=1137#comment-933</guid>
		<description>found you thru &quot;organizing your way&quot;.... clicking thru and reading lots of articleS!!  thanks for the inspiration!  i have  a summer savings goal all set up!</description>
		<content:encoded><![CDATA[<p>found you thru &#8220;organizing your way&#8221;&#8230;. clicking thru and reading lots of articleS!!  thanks for the inspiration!  i have  a summer savings goal all set up!</p>
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		<title>By: Link Love: &#124; Move to Portugal</title>
		<link>http://www.peaceandprojects.com/blog/2010/03/paying-off-debt-is-freedom-spelled-with-a-zero/#comment-547</link>
		<dc:creator>Link Love: &#124; Move to Portugal</dc:creator>
		<pubDate>Sat, 17 Apr 2010 15:16:26 +0000</pubDate>
		<guid isPermaLink="false">http://www.peaceandprojects.com/blog/?p=1137#comment-547</guid>
		<description>[...] Paying Off Debt is &#8216;Freedom&#8217; Spelled with a Zero at Peace and Projects [...]</description>
		<content:encoded><![CDATA[<p>[...] Paying Off Debt is &#8216;Freedom&#8217; Spelled with a Zero at Peace and Projects [...]</p>
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		<title>By: Melissa</title>
		<link>http://www.peaceandprojects.com/blog/2010/03/paying-off-debt-is-freedom-spelled-with-a-zero/#comment-452</link>
		<dc:creator>Melissa</dc:creator>
		<pubDate>Wed, 31 Mar 2010 11:47:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.peaceandprojects.com/blog/?p=1137#comment-452</guid>
		<description>@ Brian - Hmm, I&#039;ll see if I can think of someone in the industry ... ;-)

Thanks for joining in the conversation here.</description>
		<content:encoded><![CDATA[<p>@ Brian &#8211; Hmm, I&#8217;ll see if I can think of someone in the industry &#8230; <img src='http://www.peaceandprojects.com/blog/wp-includes/images/smilies/icon_wink.gif' alt=';-)' class='wp-smiley' /> </p>
<p>Thanks for joining in the conversation here.</p>
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		<title>By: Brian</title>
		<link>http://www.peaceandprojects.com/blog/2010/03/paying-off-debt-is-freedom-spelled-with-a-zero/#comment-451</link>
		<dc:creator>Brian</dc:creator>
		<pubDate>Wed, 31 Mar 2010 02:22:48 +0000</pubDate>
		<guid isPermaLink="false">http://www.peaceandprojects.com/blog/?p=1137#comment-451</guid>
		<description>What a great story!  I think too often smart financial advice is often paraded out by nerdy, accountant-types who preach about prudence rather than empowerment.  Nice job illustrating that this can be more about emancipation than obligation. 

If we only knew someone in the newspaper industry who could publish more articles like this.....</description>
		<content:encoded><![CDATA[<p>What a great story!  I think too often smart financial advice is often paraded out by nerdy, accountant-types who preach about prudence rather than empowerment.  Nice job illustrating that this can be more about emancipation than obligation. </p>
<p>If we only knew someone in the newspaper industry who could publish more articles like this&#8230;..</p>
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